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Certified Used Fall Sale is on now! Shop up to 50% off †
Certified Used Fall Sale is on now! Shop up to 50% off †
Compare equipment finance
Choice of rental or lease agreement
Finance terms of 1–5 years
Ability to mix 'n' match finance solutions
Apply Now
RENT–TRY–BUY
Get approval for up to $50,000
in under 5 minutes
Apply for $1000 or more | No obligation to use approved finance
Restaurant equipment financing solutions that help protect your business’s cash flow
SilverChef’s restaurant equipment financing saves you from having to fork out lots of money up front for your equipment, reducing the burden on your business’s cash flow.
We have two equipment financing solutions for you to choose from, including Canada’s most flexible: Rent–Try–Buy®.
WHICH WOULD SUIT YOU BEST?
Compare finance solutions
MOST POPULAR
May suit you if you’re
Rent-Try-Buy®
- A new or established business
- Unsure exactly which equipment you need and want to try it out first.
Lease-to-Keep
- An established business
- Certain which equipment you need and aim to use it for years to come.
What is it
Rent-Try-Buy®
Operating lease
Lease-to-Keep
Finance lease
Business history
Rent-Try-Buy®
None required
Lease-to-Keep
More than 12 months'
Eligible equipment
Rent-Try-Buy®
New and 'Certified Used' equipment
Lease-to-Keep
New equipment only
Finance amounts
Rent-Try-Buy®
$1,000 or more
Lease-to-Keep
$10,000 or more
Finance term
Rent-Try-Buy®
12 months
Lease-to-Keep
48 or 60 months
Upfront costs
Rent-Try-Buy®
- 1 week’s rent in advance
- Security deposit (refundable):
- 6 weeks’ rent (less than $200,000)
- 12 weeks’ rent ($200,000 or more).
Lease-to-Keep
- Establishment fee of $495
- 1 month’s lease payment in advance.
Who owns the asset?
Rent-Try-Buy®
We do, and you rent it from us (though you have the option to buy it at any time).
Lease-to-Keep
We do — until you make the final payment. Then you own it.
Payment frequency
Rent-Try-Buy®
Weekly
Lease-to-Keep
Monthly
Tax deductions
Rent-Try-Buy®
Rental payments (100%)²
Lease-to-Keep
Interest component of lease payments²
Other fees and charges
Rent-Try-Buy®
Transportation of equipment, and cost for us to clean and service it (if you return the equipment to us).
Lease-to-Keep
Early-termination fee of $300
Options during finance term
Buy
Rent-Try-Buy®
Yes ³
Lease-to-Keep
Yes ⁴
Upgrade
Rent-Try-Buy®
Yes ⁵
Lease-to-Keep
No
Return
Rent-Try-Buy®
No
Lease-to-Keep
No
Options after finance term
Buy
Rent-Try-Buy®
Yes ³
Lease-to-Keep
Yes — $0
Return
Rent-Try-Buy®
Yes ⁶
Lease-to-Keep
No
Upgrade
Rent-Try-Buy®
Yes ⁵
Lease-to-Keep
No
Continue renting
Rent-Try-Buy®
Yes ⁷
Lease-to-Keep
NA
Ownership plan
Rent-Try-Buy®
Yes ⁸
Lease-to-Keep
NA
If you buy the equipment, you’ll get back this much of the rent you’ve already paid ⁹
Weeks 1 to 52
Rent-Try-Buy®
60%
Lease-to-Keep
NA
Weeks 53 and beyond
Rent-Try-Buy®
20%
Lease-to-Keep
NA
1. If you’re an accredited franchise, or an unaccredited franchise with a franchise disclosure document, you’re not required to have a business ...
1. If you’re an accredited franchise, or an unaccredited franchise with a franchise disclosure document, you’re not required to have a business history.
2. For more information, please consult a tax professional.
3. We require four weeks’ notice of your intention to buy.
4. An early-termination fee of $300 applies.
5. You’re responsible for transporting the original equipment back to us and the cost for us to clean and service the equipment so it can be remarketed. Equipment rented under our ‘Buy Back’ scheme can be upgraded only after 6 months (if it was less than 12 months old when we bought it from you) or after 12 months (if it was more than 12 months old when we bought it from you).
6. We require four weeks’ notice of your intention to return the equipment. You’re responsible for transporting the equipment back to us and the cost for us to clean and service the equipment so it can be remarketed.
7. You can continue renting month-to-month for as long you as need to. If you agree to rent the equipment for another 12 months, we’ll reward your loyalty by giving you a 20% discount on your rent (Loyalty agreement).
8. You can work towards owning the equipment over another two or three years (Easy Own). We’ll give you a respective discount on your weekly payments of 15% or 30%.
9. The rental rebate is not paid to you in cash. Rather, it’s deducted from the equipment’s purchase price.
| MOST POPULAR | ||
|---|---|---|
| Rent-Try-Buy® | Lease-to-Keep | |
| May suit you if you’re |
|
|
| What is it | Operating lease |
Finance lease |
| Business history | None required |
More than 12 months' |
| Eligible equipment | New and 'Certified Used' equipment |
New equipment only |
| Finance amounts | $1,000 or more |
$10,000 or more |
| Finance term | 12 months |
48 or 60 months |
| Upfront costs |
- 6 weeks’ rent (less than $200,000) - 12 weeks’ rent ($200,000 or more). |
|
| Who owns the asset? | We do, and you rent it from us (though you have the option to buy it at any time). |
We do — until you make the final payment. Then you own it. |
| Payment frequency | Weekly |
Monthly |
| Tax deductions | Rental payments (100%)² |
Interest component of lease payments² |
| Other fees and charges | Transportation of equipment, and cost for us to clean and service it (if you return the equipment to us). |
Early-termination fee of $300 |
Options during finance term | ||
| Buy | Yes ³ |
Yes ⁴ |
| Upgrade | Yes ⁵ |
No |
| Return | No |
No |
Options after finance term | ||
| Buy | Yes ³ |
Yes — $0 |
| Return | Yes ⁶ |
No |
| Upgrade | Yes ⁵ |
No |
| Continue renting | Yes ⁷ |
NA |
| Ownership plan | Yes ⁸ |
NA |
If you buy the equipment, you’ll get back this much of the rent you’ve already paid ⁹ | ||
| Weeks 1 to 52 | 60% |
NA |
| Weeks 53 and beyond | 20% |
NA |
|
1. If you’re an accredited franchise, or an unaccredited franchise with a franchise disclosure document, you’re not required to have a business history. 2. For more information, please consult a tax professional. 3. We require four weeks’ notice of your intention to buy. 4. An early-termination fee of $300 applies. 5. You’re responsible for transporting the original... 1. If you’re an accredited franchise, or an unaccredited franchise with a franchise disclosure document, you’re not required to have a business history. 2. For more information, please consult a tax professional. 3. We require four weeks’ notice of your intention to buy. 4. An early-termination fee of $300 applies. 5. You’re responsible for transporting the original equipment back to us and the cost for us to clean and service the equipment so it can be remarketed. Equipment rented under our ‘Buy Back’ scheme can be upgraded only after 6 months (if it was less than 12 months old when we bought it from you) or after 12 months (if it was more than 12 months old when we bought it from you). 6. We require four weeks’ notice of your intention to return the equipment. You’re responsible for transporting the equipment back to us and the cost for us to clean and service the equipment so it can be remarketed. 7. You can continue renting month-to-month for as long you as need to. If you agree to rent the equipment for another 12 months, we’ll reward your loyalty by giving you a 20% discount on your rent (Loyalty agreement). 8. You can work towards owning the equipment over another two or three years (Easy Own). We’ll give you a respective discount on your weekly payments of 15% or 30%. 9. The rental rebate is not paid to you in cash. Rather, it’s deducted from the equipment’s purchase price. |
||
Mix ‘n’ match
If you’ve been in business for more than 12 months and want to finance some of your new and/or ‘Certified Used’ equipment through Rent–Try–Buy and the rest of your new equipment through Lease-to-Keep, you can.
We can work with you to figure out the best blend for your business situation and/or financial position.
By allowing you to Rent–Try–Buy not only new equipment but also heavily discounted ‘Certified Used’ equipment, SilverChef helps you stretch your budget further.