Startup brewery equipment financing

As demand for craft beer continues to grow, there’s never been a better time to turn your passion for brewing into a successful business. Whether you’re an enthusiast looking to go professional, or you’ve been in the industry for years, SilverChef’s brewery equipment financing is here to help you grow. Put your best foot forward with quality microbrewery equipment to get the beers pumping.

Flexible finance solutions for microbreweries
so you can choose what suits your venue best.


Rent-Try-Buy® is a 12-month rental agreement, allowing you to try quality microbrewery equipment before committing to buying it. Enjoy unrivalled flexibility when it comes to brewery equipment financing and owning and managing your craft brewery equipment.

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With Lease-to-Keep™ you get the brewery equipment you need now, with low monthly payments spread over four years. At the end of the term, the brewery equipment is all yours. Simple.

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Is your microbrewery a franchise?

SilverChef has brewery equipment financing options designed for franchises so you can limit your upfront costs while setting up your microbrewery equipment. Give yourself the best chance for success, and the ultimate flexibility for your microbrewery franchise.

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Microbrewery equipment - frequently asked questions

What equipment do I need to start a microbrewery?

Starting a microbrewery is an exciting and possibly daunting enterprise. You want to start on the right foot so you are producing the best craft beer and building a following as quickly as possible. This is only achievable with quality craft brewery equipment that will improve your workflow.

SilverChef provides good quality, stringently tested, used microbrewery equipment to get you started without massive upfront costs. Some crucial microbrewery equipment includes commercial fridges; pass through and under counter dishwashers; glasswashers; prep benches and stainless-steel furniture to name a few.

How to finance a microbrewery

So, you’ve decided to take the plunge and open your microbrewery. The first thing to do is talk to a financial institution of your choice and secure a business loan for covering operating costs, renovating and wages. SilverChef can help alleviate the financial strain by taking the cost of microbrewery equipment off the initial capital outlay.

Our Rent-Try-Buy product offers the flexibility of upgrading or purchasing your rented microbrewery equipment during the first 12-month term. After the first 12 months you have further flexible options, including the ability to return, continue renting or work towards ownership.

Lease-to-Keep is a great way to finance microbrewery equipment when you’re sure you want to keep the equipment; you’re financing more than $10,000 in equipment or refurbishment, and you’ve been trading for more than 12 months. It’s a straightforward lease and at the end of the term, the microbrewery equipment is yours to keep.

What are the benefits of renting equipment?

Renting brewery equipment can be a good alternative to buying outright for a number of reasons. Firstly, there are a lot of costs involved in setting up and running a microbrewery, so choosing to rent microbrewery equipment can leave you more money for running your business and other expenses. Secondly, there may be tax benefits to renting craft brewery equipment – it’s important you discuss these with a qualified tax advisor before making any decisions.

Finally, with SilverChef’s Rent-Try-Buy you get additional flexibility over typical microbrewery rental products. You can decide to upgrade your microbrewery equipment in the first 12 months if you need something bigger and better (in the same equipment category e.g. upgrade rented fridge to a bigger fridge); you can also decide to purchase it and get a 60% net rental rebate on your payments so far (up to 12 months).

At the end of your 12-month contract, you can decide whether to keep renting your microbrewery equipment, work towards ownership, or return. Please note that if you decide to purchase your microbrewery equipment after the end of your 12-month term, the net rental rebate drops to 25% after 12 months.

What is the difference between leasing and renting equipment?

The difference between leasing and renting has to do with the length of term – with the length of a lease typically being longer. SilverChef offers a rental product -Rent-Try-Buy, and a finance lease product – Lease-to-Keep. They are different in several important ways.

With Rent-Try-Buy, you rent your microbrewery equipment and make weekly rental payments for a 12-month term, while retaining the option to purchase your microbrewery equipment or upgrade it during the term.

At the end of the 12-month rental term, you have the additional options to return, continue renting or work towards ownership with our Easy Own® product.

With Lease-to-Keep you sign up for a 48-month or 60-month term, make monthly lease payments and at the end of the term you own the microbrewery equipment*.

*providing the last payment has been made and customer is not in breach of the agreement.

Can I return my equipment before the end of the 12-month contract?

When you choose Rent-Try-Buy to finance your new or second hand microbrewery equipment, it’s a good idea to be sure that you’re happy to rent it for the full initial 12-month contract (with the option to upgrade or purchase during the term). This is because, if you decide to return your microbrewery equipment before the end of the term, you will still be required to pay all the unpaid rental payments up to the end of contract term.

Who is responsible for servicing, maintenance and insurance of the equipment?

As the renter or lessee of the craft brewery equipment, you are responsible for properly insuring it, and arranging and paying for all servicing and maintenance on the brewery equipment. If the brewery equipment breaks down this is a manufacturer warranty issue and you will need to contact the manufacturer to arrange repair or replacement as per their terms and conditions.