Coffee shop equipment

A place for conversation, quiet reflection, meetings - but above all, a great cup of coffee. We understand the work that goes into creating the perfect cafe and sourcing the cafe supplies you need. We can help you adapt and grow without tying up all your precious capital. Get those coffees flowing with quality cafe equipment that won’t break the bank.

Flexible finance solutions for cafes
so you can choose what suits your venue best.

Rent-Try-Buy®

Rent-Try-Buy® is a 12-month rental agreement, allowing you to try quality cafe equipment before you buy it. Enjoy unrivalled flexibility when it comes to owning and managing your coffee shop equipment.

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Lease-to-Keep®

Perfect when you know what you want, Lease-to-Keep™ gives you the cafe equipment you need now, with low monthly payments spread over four years. At the end of the term, the cafe equipment is all yours. Simple.

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Is your cafe a franchise?

SilverChef has finance options designed specifically for franchises so you can limit your upfront costs while setting up your coffee shop equipment. Give yourself the best chance for success for your franchise.

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We've financed

18053

cafes

It's not too late to free your working capital

'Originally I bought my machine, bought my grinders, bought everything else. Then I found that I'd spent a big chunk of my capital, and I thought, "Well, that was a bit stupid." So a friend suggested meeting with SilverChef, who bought the equipment off me, and I then rented it back from them.

'If you're starting up, rather than investing heavily and buying all of the equipment only to find it's not quite right; you've got the option to give it back at the end of the short-term agreement or buy it outright, too.'

- Ben Glover, The Coffee Laboratory

Get approved today

There’s no obligation to finance with SilverChef as a result of completing an application. We also won’t run any credit checks without your permission.

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Cafe equipment - frequently asked questions

What equipment do I need to start a cafe?

Starting a cafe is an exciting prospect and no small feat. You want to start on the right foot so you are building your atmosphere and serving the best coffee and food to build your customer base as quickly as possible.

This is only achievable with quality coffee shop equipment that will speed your workflow. SilverChef provides good quality, stringently tested, second hand cafe equipment to get you started without massive upfront costs.

Some crucial cafe supplies include commercial freezers and fridges; pass through and under counter dishwashers; 1, 2 or 3 group coffee machines; coffee grinders and display cabinets to name a few. Browse our extensive range of second hand cafe equipment and get started.

How to finance a cafe

So, you’ve decided to take the plunge and open your own cafe. The first thing to do is talk to a financial institution of your choice and secure a business loan for covering operating costs, renovating, wages and cafe supplies. SilverChef can help alleviate the financial strain by taking the cost of cafe equipment off the initial capital outlay.

Our Rent-Try-Buy product offers the flexibility of upgrading or purchasing your rented cafe equipment during the first 12-month term. After the first 12 months you have further flexible options, including the ability to return, continue renting or work towards ownership.

Lease-to-Keep is a great way to finance cafe equipment when you’re sure you want to keep the equipment; you’re financing more than $10,000 in equipment or refurbishment, and you’ve been trading for more than 12 months. It’s a straightforward lease and at the end of the term, the cafe equipment is yours to keep.

What are the benefits of renting equipment?

Renting coffee shop equipment can be a good alternative to buying outright for a number of reasons. Firstly, there are a lot of costs involved in setting up and running a café, so choosing to rent second hand cafe equipment can leave you more money for running your business and other expenses.

Secondly, there may be tax benefits to renting cafe equipment – it’s important you discuss these with a qualified tax advisor before making any decisions.

Finally, with SilverChef’s Rent-Try-Buy you get additional flexibility over typical cafe rental products. You can decide to upgrade your cafe supplies in the first 12 months if you need something bigger and better (in the same equipment category e.g. upgrade rented fridge to a bigger fridge); you can also decide to purchase it and get a 60% net rental rebate on your payments so far (up to 12 months).

At the end of your 12-month contract, you can decide whether to keep renting your cafe equipment, work towards ownership, or return. Please note that if you decide to purchase your cafe equipment after the end of your 12-month term, the net rental rebate drops to 25% after 12 months.

What is the difference between leasing and renting equipment?

The difference between leasing and renting has to do with the length of term – with the length of a lease typically being longer. SilverChef offers a rental product -Rent-Try-Buy, and a finance lease product – Lease-to-Keep. They are different in several important ways.

With Rent-Try-Buy, you rent your second hand cafe equipment and make weekly rental payments for a 12-month term, while retaining the option to purchase your cafe equipment or upgrade it during the term.

At the end of the 12-month rental term, you have the additional options to return, continue renting or work towards ownership with our Easy Own® product.

With Lease-to-Keep you sign up for a 48-month or 60-month term, make monthly lease payments and at the end of the term you own the cafe equipment*.

*providing the last payment has been made and customer is not in breach of the agreement.


Can I return my equipment before the end of the 12-month contract?

When you choose Rent-Try-Buy to finance your cafe equipment, it’s a good idea to be sure that you’re happy to rent it for the full initial 12-month contract (with the option to upgrade or purchase during the term). This is because, if you decide to return your cafe equipment before the end of the term, you will still be required to pay all the unpaid rental payments up to the end of contract term.

Who is responsible for servicing, maintenance and insurance of the equipment?

As the renter or lessee of the cafe equipment, you are responsible for properly insuring it, and arranging and paying for all servicing and maintenance on the cafe equipment. If the coffee shop equipment breaks down this is a manufacturer warranty issue and you will need to contact the manufacturer to arrange repair or replacement as per their terms and conditions.